For 40 years, David Parker served as a teacher in San Francisco's inner-city schools. Unlike most of his colleagues, however, he did not place his faith and his future in the teachers' union or the government. Instead, he simultaneously became a real estate investor and entrepreneur, as well as a jazz musician. As Parker jokingly says, "I have 150 years of experience." His financial journey has been very successful.

A perennial student as well as a teacher, to write "Income and Wealth," Parker went back to school to study math, finance and economics. It became clear that individual responsibility and initiative are essential keys to financial success, and that government regulation of important sectors of life including healthcare and education will always be a recipe for disaster.

Parker's message is a positive one. He not only assures readers that financial independence is possible, regardless of annual income, but he provides a step-by-step plan for achieving this desirable goal.

"Income and Wealth" will provide readers with thought-provoking insights into the way the economy really works. It is scholarly writing in political economy, yet provides useful insights into financial decision-making on a daily basis.