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Consumer Debt and Social Exclusion in Europe
Hans-W. MicklitzIrina Domurath
出版Routledge, 2016-03-09
主題Law / Commercial / GeneralLaw / PublicLaw / GeneralLaw / CorporateLaw / Comparative
ISBN13171612549781317161257
URLhttp://books.google.com.hk/books?id=6Ly1CwAAQBAJ&hl=&source=gbs_api
EBookSAMPLE
註釋This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.