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Improving transfers and dealing with small pension pots
Great Britain: Department for Work and Pensions
其他書名
Government response to the consultation
出版The Stationery Office, 2012-07-17
主題Social Science / Sociology / General
ISBN01018402259780101840224
URLhttp://books.google.com.hk/books?id=BDDjfz81A3YC&hl=&source=gbs_api
EBookSAMPLE
註釋The Government considers that a system of automatic transfers to the new employer's scheme is the favoured approach, and want to develop a model of automatic transfers that includes pots created in automatic enrolment only. They agree that there is a need to look at issues of consumer detriment and how the system might work where people have multiple jobs or gaps in employment. They will work with industry to explore the potential of a virtual pot solution, particularly to help those with larger pots to see all their savings in one place. They will also work alongside the pension industry's new working group which will be looking at the scope to make more immediate improvements to the current volutnary transfer framework. Short service refunds are to be abolished but the idea of allowing micro pot refunds in an automatic transfer solution is to be explored