The Taxpayer Relief Act of 1997: what's new, what's different, and how can you make the most of it? For up-to-the-minute answers, you need a reliable source: The Ernst & Young Tax Saver's Guide. Here's where you'll get the lowdown on key changes in the tax law affecting:

• IRA's
• Capital Gains
• Selling Your Home
• Estate and Gift Tax
• Pension Plans
• Estimated Tax
• And more . . .

Find out about the newest kind of IRA. Maximize your profit from the new capital gains rates. Learn how to meet the new requirements for deductions and exemptions. And put the experience of Ernst & Young LLP to work for you.

Plus, this indispensable reference is packed with hundreds of ideas and unique, money-saving tips to make it easier than ever to plan now so you don't have to pay later. You also get:

• A special section on year-end planning and decision-making
• A unique life-cycle events index to help you minimize taxes from marriage, home-buying, retirement, and more
• "Tax Savers," "Tax Alerts," and "Tax Organizers" with helpful tips and reminders