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Home-Host Regulatory Differences and the Efficiency of Foreign Commercial Banks in Kenya

Cyril Wandanje

出版	SSRN, 2015
URL	http://books.google.com.hk/books?id=JF8AzwEACAAJ&hl=&source=gbs_api

註釋

We examine the effect of differences between home and host regulations on the efficiency of foreign commercial banks in Kenya. First, efficiency scores are calculated using the Data Envelopment Analysis (DEA) approach after which Tobit regression is used to establish the regulatory variables that significantly influence bank efficiency. The data used is for UK banks operating in Kenya for the period 2002 to 2012. We find that UK banks exhibit higher efficiency compared to local banks despite the hypothesized “regulatory burden”. The Tobit regression results show that overall activity restrictions, capital requirements, official supervisory power and private monitoring are the regulatory variables that significantly impact on bank efficiency. The study differs from existing studies that only compare local banks and foreign banks efficiency in local jurisdictions by establishing whether regulatory variables influence the observed efficiency scores.