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The African Financial Development and Financial Inclusion Gaps

Franklin AllenElena CarlettiRobert J. CullJun QianLemma W. SenbetPatricio Valenzuela

出版	World Bank, Development Research Group, Finance and Private Sector Development Team, 2013
URL	http://books.google.com.hk/books?id=L3FdAQAACAAJ&hl=&source=gbs_api

註釋

This paper investigates the African financial development and financial inclusion gaps relative to other peer developing countries. The paper uses a set of variables related to financial development and inclusion. It first estimates the gaps between African countries and other developing countries with similar degrees of economic development. Then, it explores the determinants of financial development and inclusion. The analysis finds that population density is considerably more important for financial development and inclusion in Africa than elsewhere. Finally, the paper shows evidence that a recent innovation in financial services, mobile banking, has helped to overcome infrastructural problems and improve financial access.