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Young Man's Benefit
George EmeryHerbert Emery
其他書名
The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929
出版McGill-Queen's Press - MQUP, 1999-03-10
主題History / Canada / GeneralMedical / HistoryHistory / United States / General
ISBN07735676589780773567658
URLhttp://books.google.com.hk/books?id=RXweSVVTL2EC&hl=&source=gbs_api
EBookSAMPLE
註釋Using cliometric methods and records from six grand-lodge archives, A Young Man's Benefit rejects the conventional wisdom about friendly societies and sickness insurance, arguing that IOOF lodges were financially sound institutions, were more efficient than commercial insurers, and met a market demand headed by young men who lacked alternatives to market insurance, not older men who had an above-average risk of sickness disability. Emery and Emery show that many young men joined the Odd Fellows for sickness insurance and quit the society once self-insurance - savings - or family insurance - secondary incomes from older children - made it feasible for them. The older men, who valued the social benefits of membership and did not need the sick benefit, gradually became a majority and dismantled the IOOF's insurance provisions.