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Central Bank Digital Currency Data Use and Privacy Protection

Mr. Kieran P MurphyTao SunYong Sarah ZhouNatsuki TsudaNicolas ZhangVictor BudauFrankosiligi SolomonKathleen KaoMorana VucinicKristina Miggiani

出版	International Monetary Fund, 2024-08-30
主題	Business & Economics / Finance / GeneralBusiness & Economics / Industries / Financial ServicesComputers / Data Science / GeneralSocial Science / Criminology
ISBN	9798400286971
URL	http://books.google.com.hk/books?id=UBgfEQAAQBAJ&hl=&source=gbs_api
EBook	SAMPLE

註釋

This note offers a framework to help countries navigate, as well as tools to help them manage, the trade-offs between CBDC data use and privacy protection. It addresses retail CBDC, as data access and privacy-preserving considerations in a wholesale environment are similar to those of the traditional RTGS systems. It emphasizes the role of institutional arrangements, data collection, access and storage policies, design choices, and technological solutions. At a given level of preference for privacy, central banks can facilitate better use of CBDC data through robust transparency and accountability arrangements, sound policies, and judicious adoption of privacy-by-design approaches including the use of privacy-enhancing technologies.