... I just sat in the silence, wondering why this day was destined to be so disastrous. There was nothing left for fate to deface.

Jack Duffy is the exemplification of average.

He lives a normal life with a less than desirable job. He's a distracted husband, living in an ordinary apartment, and is married to an extraordinary wife. That’s how he would explain it. At the end of an unusually bad day, Jack's life is turned upside down when he witnesses something truly harrowing. The only thing that can catch him from falling is the soul collector.

His primary concern: Will he be allowed to keep his soul, or will he have to give it back?