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Casting Light on Central Bank Digital Currencies

Mr.Tommaso Mancini GriffoliMr.Maria Soledad Martinez PeriaMr.Itai AgurMr.Anil AriMr.John KiffMs.Adina PopescuMs.Celine Rochon

出版	International Monetary Fund, 2018-11-12
主題	Business & Economics / Industries / Financial ServicesBusiness & Economics / Banks & BankingBusiness & Economics / Money & Monetary Policy
ISBN	14843845719781484384572
URL	http://books.google.com.hk/books?id=_JwYEAAAQBAJ&hl=&source=gbs_api
EBook	SAMPLE

註釋

Digitalization is reshaping economic activity, shrinking the role of cash, and spurring new digital forms of money. Central banks have been pondering wheter and how to adapt. One possibility is central bank digital currency (CBDC)-- a widely accessible digital form of fiat money that could be legal tender. This discussion note proposes a conceptual framework to assess the case for CBDC adoption from the perspective of users and central banks. It discusses possible CBDC designs, and explores potential benefits and costs, with a focus on the impact on monetary policy, financial stability, and integrity. This note also surveys research and pilot studies on CBDC by central banks around the world.