登入選單
返回Google圖書搜尋
其他書名
Past, Present, and Future
出版C.D. Howe Institute, 1996
主題Education / FinanceEducation / Schools / Levels / HigherStudy Aids / Financial Aid
ISBN08880640209780888064028
URLhttp://books.google.com.hk/books?id=bMISAQAAMAAJ&hl=&source=gbs_api
註釋This book focuses primarily on student borrowing through the Canada Student Loans Program (CSLP). It reviews the operation of the CSLP through the early 1990s, including program finances and criticisms of the program. This sets the stage for an analysis of the experience of three cohorts of post-secondary graduates (of 1982, 1986, and 1990), examining the probability of graduating with a student loan, total amount borrowed, burden of student debt as measured by debt/earnings ratios, repayment rates, and reported repayment problems. Borrowing and repayment patterns were also examined by province, socio-economic background, and selected aspects of the educational experience. The book then summarizes the significant changes in the CSLP in the past few years and discusses these changes with reference to criticisms of the earlier CSLP. Finally, the book discusses the concept of income contingent repayment and concludes with a summary assessment of the new CSLP and a series of policy suggestions intended to guide student loan reform. Three comments on the main text are also included.