Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fifth Congress, Second Session, on Nominations of Saul N. Ramirez, Jr., of Texas, to be the Deputy Secretary of Housing and Urban Development, Vice Dwight P. Robinson, Resigned; John D. Hawke, Jr., of Washington, DC, to be the Comptroller of the Currency, Vice Eugene Ludwig, Resigned; Harold Lucas, of New Jersey, to be the Assistant Secretary of Housing and Urban Development for Public and Indian Housing, Vice Kevin Marchman, Resigned; Cardell Cooper, of New Jersey, to be the Assistant Secretary of Housing and Urban Development for Community Planning and Development, Vice Saul N. Ramirez, Resigned; William C. Apgar, of Massachusetts ... Vice Nicolas P. Retsinas, Resigned, September 23, 1998