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註釋If someone is in serious debt, Chapter 7 Bankruptcy can offer him or her welcome relief. However, the filing process can seem scary and overwhelming. To help ease some of this anguish, Nolo Press offers their Nolo's Law Form Kit: Personal Bankruptcy. This kit provides step-by-step instructions and all the forms someone will need to file for Chapter 7. It shows how to-- assess the short and long-term effects of bankruptcy-- obtain an "automatic stay" to keep creditors at bay-- cancel or reschedule debts-- appear in bankruptcy court-- decide whether or not to see a lawyer.