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The New Retirement
註釋In "The New Retirement, Dian Cohen delivers a wake-up call to Canadians who mistakenly believe that the old rules of retirement will still apply in the new economy. There are profound changes happening in our society, and these changes will affect when, how, and even IF we retire.
In the first part of her book, Cohen examines and destroys some of the myths on which we base our future planning. These myths include:
, The myth of the job (working 45 years for one company and receiving a company pension)
, The myth of viable, universal pensions
, The myth of universal health care.
The second part of the book provides options, alternatives and solutions for managing retirement in our changing society. The nuts and bolts of devising a personal plan are clearly laid out, as are saving strategies and investment options. Cohen offers reminders on how to avoid paying too much tax and alternative ways of planning your estate so that people you care about benefit from your assets, and Revenue Canada doesn't get the lion's share.
Most importantly, "The New Retirement illuminates the importance of having a smart strategy and planning ahead. And it's never too late. "What's the best time to plant a tree? Twenty-five years ago. What's the next best time? Today."