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註釋This paper examines exposure to - and ability to cope with - disasters caused by natural hazards in the Caribbean. The paper is based on novel survey data collected in five countries: Belize, Dominica, Haiti, Saint Lucia, and Suriname. In all five countries, over three quarters of households are exposed to disasters. A large share of these households indicates that they are not prepared to cope with a natural disaster. There is a clear income gradient in the ability to cope with shocks. This gradient can be observed both at the country and household level. Households with female heads, with children, and residing in rural areas are less able to handle disasters. The COVID-19 pandemic had a negative impact on disaster risk preparedness, primarily due to households' deteriorating financial circumstances.