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Relation Between Levels and Changes in Lending Standards Reported by Banks in the Senior Loan Officer Opinion Survey on Bank Lending Practices
William F. Bassett
Marcelo Rezende
出版
SSRN
, 2020
URL
http://books.google.com.hk/books?id=e1PbzwEACAAJ&hl=&source=gbs_api
註釋
This note uses bank-level answers to the Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) to investigate the relation between levels and changes in lending standards reported by banks. We provide evidence that banks' responses about levels and changes in standards are positively correlated, although this relationship is not clear in summary statistics. These results suggest that banks' responses to the quarterly SLOOS questions and their annual counterparts contain independent information about their lending practices.
