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E-Commerce During COVID in Spain: One “Click” Does Not Fit All
Ms. Prachi MishraAlvaro OrtizTomasa RodrigoMr. Antonio SpilimbergoSirenia Vazquez
出版International Monetary Fund, 2024-05-24
主題Business & Economics / Economics / MacroeconomicsBusiness & Economics / Economics / General
ISBN9798400277399
URLhttp://books.google.com.hk/books?id=ec0KEQAAQBAJ&hl=&source=gbs_api
EBookSAMPLE
註釋The share of e-commerce in total credit-card spending boomed during Covid in Spain. In particular, women, youth, and urban consumers used e-commerce proportionally more during the pandemic, especially for services. Using a unique proprietary dataset on credit card transactions, we test conjectures about consumers’ behavior (based on fear, hoarding, or learning) during Covid. Overall, e-commerce share reverted to its pre-Covid trend as the pandemic waned. However, some consumers with lower pre-Covid e-commerce usage tend to permanently use more e-commerce, supporting the conjecture of “learning by locking” for these individuals.