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Assets and the Poor
Michael Sherraden
其他書名
New American Welfare Policy
出版Routledge, 2016-09-16
主題History / GeneralPolitical Science / General
ISBN13152883549781315288352
URLhttp://books.google.com.hk/books?id=fJAYDQAAQBAJ&hl=&source=gbs_api
EBookSAMPLE
註釋This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.