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註釋This book brings together a series of papers by leading microfinance practitioners and researchers to examine the need of poor people for savings exercises and how the lack of suitable savings programmes drives large-scale "drop-out" or "exit" of MFI clients. By examining how and why poor people currently save money - predominantly in the informal financial sector, the experts go on to make recommendations on how MFIs might offer savings services for poor people. This book is a timely attempt to bring together some of the "state of the art" research and thinking on this emerging issue for the microfinance industry. Chapters include: "Client Drop-outs from East African Microfinance Institutions," "Drop-outs from Ugandan Microfinance Institutions," Savings and the Poor: The methods, use and impact of savings by the poor of East Africa," "Use and Impact of Savings Services among the Poor in Uganda," "Savings Products and Service in the Informal Sector and Microfinance Institutions in West Africa: The Case of Mali and Benin," "Savings and Needs in East Africa: An Infinite Variety," and "A Critical Reivew of Savings Services in Africa and Elsewhere."