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註釋Money is like time. We never think we have enough of it. But perhaps, we do. You might know how much you money made last year, but do you know how much you spent? If you are like most Americans, you made thousands of purchases, thousands of little choices. How many of your purchases did you really need? really want? Do you even remember what they were? How much of that money could easily have been put away into savings? This book is to help you see your financial situation as it really is. It is intended to help you consciously and carefully choose where your money goes. Then, you will be able to create a realistic vision of what your financial situation really can be. Do you need a better job? Do you need more education? Do you need a less expensive place to live? Maybe you only need to make better spending choices. Thankfully the choices are yours. May the next twelve months be both enlightening and liberating financially for you and your family. ---Christine Hadlock, creator