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The Economics of Central Bank Digital Currency
Toni Ahnert
Katrin Assenmacher-Wesche
Peter Hoffmann
Agnese Leonello
Cyril Monnet
Davide Porcellacchia
出版
European Central Bank
, 2022
ISBN
9289952989
9789289952989
URL
http://books.google.com.hk/books?id=jJBfzwEACAAJ&hl=&source=gbs_api
註釋
This paper provides a structured overview of the burgeoning literature on the economics of CBDC. We document the economic forces that shape the rise of digital money and review motives for the issuance of CBDC. We then study the implications for the financial system and discuss of a number of policy issues and challenges. While the academic literature broadly echoes policy makers' concerns about bank disintermediation and financial stability risks, it also provides conditions under which such adverse effects may not materialize. We also point to several knowledge gaps that merit further work, including data privacy and the study of end-user preferences for attributes of digital payment methods.
