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West African Economic and Monetary Union
Patrick A. ImamMs.Christina Kolerus
其他書名
Financial Depth and Macrostability
出版International Monetary Fund, 2013-10-22
主題Business & Economics / Banks & BankingBusiness & Economics / Finance / GeneralBusiness & Economics / Money & Monetary Policy
ISBN14843482229781484348222
URLhttp://books.google.com.hk/books?id=jrEZEAAAQBAJ&hl=&source=gbs_api
EBookSAMPLE
註釋The financial system in the WAEMU remains largely bank-based. The banking sector comprises 106 banks and 13 financial institutions, which together hold more than 90 percent of the financial system’s assets (about 54 percent of GDP at end-2011). Five banks account for 50 percent of banking assets. The ownership structure of the sector is changing fast, with the rapid rise of foreign-owned (pan-African) banks. This contributes to higher competition but also rising heterogeneity in the banking system, with large and profitable cross-country groups competing with often weaker country-based (and sometime government-owned) banks. Nonbank financial institutions are developing quickly, notably insurance companies, but remain overall small. This paper presents a detailed analysis of the banking system.