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Affordable Credit
Collard, Sharon
Kempson, Elaine
其他書名
The Way Forward
出版
Policy Press
, 2005-02-09
主題
Business & Economics / Finance / General
Political Science / Public Policy / Social Policy
Social Science / Sociology / General
Social Science / Discrimination
Social Science / Poverty & Homelessness
Social Science / Social Classes & Economic Disparity
ISBN
1861346875
9781861346872
URL
http://books.google.com.hk/books?id=ohe1s1fX4QAC&hl=&source=gbs_api
EBook
SAMPLE
註釋
The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. The report explores what people on low incomes want from a credit source. It also analyses the constraints on lending to poor people. It looks at the scope for reducing the costs of lending and widening access to more affordable credit, and estimates the scale of demand for affordable credit. This report should be read by commercial and not-for-profit lenders, campaigners, policymakers and anyone studying or researching issues around poverty and financial exclusion.