登入
選單
返回
Google圖書搜尋
How Much Risk is Mitigated by LTC Insurance? A Case Study of the Public System in Spain
Adelina Comas-Herrera
Montserrat Guillen
出版
SSRN
, 2011
URL
http://books.google.com.hk/books?id=szjizwEACAAJ&hl=&source=gbs_api
註釋
We present a methodology that allows for the ability to calculate the impact of a given Long-Term Care (LTC) insurance protection system on the risk of incurring extremely large individual lifetime costs. Our proposed methodology is illustrated with a case study. According to our risk measure, the current Spanish public LTC system mitigates individual risk by more than 30% compared to the situation where no public protection were available. We show that our method can be used to compare risk reduction of alternative LTC insurance plans.
