返回Google圖書搜尋

Basel III and Bank Efficiency

其他書名	Does One Solution Fit All? Evidence from Islamic and Conventional Banks
出版	SSRN, 2015
URL	http://books.google.com.hk/books?id=xz8BzwEACAAJ&hl=&source=gbs_api

註釋This study examines the impact of the Basel III regulatory framework on the efficiency of Islamic and conventional banks using conditional quantile regressions. We find that Islamic banks are significantly more efficient than conventional banks. We also find that, relative to conventional banks, the Basel III requirements for higher capital and liquidity are negatively associated with the efficiency of Islamic banks while financial leverage has an opposite effect. Our results are even stronger when examining small and highly liquid banks. Furthermore, we find that higher capital, higher liquidity, and lower leverage resulted in better efficiency for conventional than Islamic banks during the subprime crisis.